insurance
15 posts • Page 1 of 1
insurance
if i was going to put my dad as the main driver and me the second driver , would he have to be registered keeper or can i keep as the registered keeper of the car?
thanks
thanks
- xr2irhys
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Re: insurance
thats ok then cheers
- xr2irhys
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Re: insurance
I wouldn't personally. Its called insurance fronting, and is illegal, and when you front the insurance company, you're essentially not covered.
Think about it - you're the registered keeper of the car but the main driver of the car isn't you? Insurance companies aren't stupid and can tell you're only doing it to get cheaper insurance. In the long run, its better to go on your own, with a parent as a named driver if needs be.
Think about it - you're the registered keeper of the car but the main driver of the car isn't you? Insurance companies aren't stupid and can tell you're only doing it to get cheaper insurance. In the long run, its better to go on your own, with a parent as a named driver if needs be.
- dontpannic
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Re: insurance
Nick :I wouldn't personally. Its called insurance fronting, and is illegal, and when you front the insurance company, you're essentially not covered.
Think about it - you're the registered keeper of the car but the main driver of the car isn't you? Insurance companies aren't stupid and can tell you're only doing it to get cheaper insurance. In the long run, its better to go on your own, with a parent as a named driver if needs be.
thing is i want to do monthly but i cant as of my age , or the price is stupidly high if i want to do monthtly
- xr2irhys
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Re: insurance
xr2irhys :Nick :I wouldn't personally. Its called insurance fronting, and is illegal, and when you front the insurance company, you're essentially not covered.
Think about it - you're the registered keeper of the car but the main driver of the car isn't you? Insurance companies aren't stupid and can tell you're only doing it to get cheaper insurance. In the long run, its better to go on your own, with a parent as a named driver if needs be.
thing is i want to do monthly but i cant as of my age , or the price is stupidly high if i want to do monthtly
It will be because its your first year - my first year I had to pay it fully - my parents got a loan for it and I paid it off
- dontpannic
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Re: insurance
thats best way I get 0% credit card to purchase insurance then pay it of monthly. down side is these days you only get 6 months.
- bas saph
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Re: insurance
I pay an extortionate price for my insurance.
- Hilton HS2
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Re: insurance
Hilton HS2 :I pay an extortionate price for my insurance.
What do you pay? But think about the car you drive, its going to a bit high - whats your age and how many no claims? That comes into account with it.
Me and Rhys was sitting on msn the other night getting quotes for him on his car which is a 1.1... and you would think hes trying to insure a ferrari with the quotes we got
- - Danny Boy -
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Re: insurance
im paying like 2k.
3 convictions
Shoots it right up probably go down next year. Not sure how long them convictions are on for tho.
3 convictions
Shoots it right up probably go down next year. Not sure how long them convictions are on for tho.
- Hilton HS2
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Re: insurance
i might aswell have a ferrari
at the moment im paying £160 a month which liturally leaves me no money for petrol!
at the moment im paying £160 a month which liturally leaves me no money for petrol!
- xr2irhys
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Re: insurance
Why is it so high mate?
- Hilton HS2
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Re: insurance
Hilton HS2 :Why is it so high mate?
Some 1.1s are it seems, but it doesn't make sense?
A mate used to have a 1.6si, lives in a town on the main road, but the car was parked in the driveway and paid £1000 for his first year of insurance.
I had and still have my 1.1, i live in a quiet village and my car gets parked on a road at night, i had to pay £1200 for my first year of insurance.
Both of these policys were taken out with the same comapny, work that one out?
But i now have 2 ncbs so my insurance isnt as bad now

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- M1K3Y_B
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Re: insurance
Insurance is a funny thing.
Sometimes its pure luck you get a cheap quote.
I remembe my mate when he first got his licence bought a nissan primera 1.6 16v and he managed to find on the internet a quote for £600 for a year and fully comp. No idea how he managed it. Showed me proof cause i needed it i was that shocked.
I reckon insurance should be prety cheap where i live, the only crime here is if someone leaves your gate open. Alot of dodgy drivers tho.
Sometimes its pure luck you get a cheap quote.
I remembe my mate when he first got his licence bought a nissan primera 1.6 16v and he managed to find on the internet a quote for £600 for a year and fully comp. No idea how he managed it. Showed me proof cause i needed it i was that shocked.
I reckon insurance should be prety cheap where i live, the only crime here is if someone leaves your gate open. Alot of dodgy drivers tho.
- Hilton HS2
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Re: insurance
My insurance is £1200 for my 1.1 and that is only third party. I also live in a quiet village, but seems like i live on a roundabout with mines all around according to price 
- singlecharge
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15 posts • Page 1 of 1





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