







shell wrote:Do you cover nitrous or not as i know some insurance companies dont...?
x x



jayrs wrote:just some gen questions i would like to know, im asking for these on fully comp but if you could say yes or no to them on 3rd party too that would be good as some on here would prob be looking for 3rd party and it saves same questions.
are the folling included
windscreen/full glass cover - YES ON COMP
drive other cars - OVER 25, NOT MOTOR TRADE
like for like, i.e modded parts covered and replaced like for like - YES
agreed value - YES, UPON REFERRAL
protected NCB - YES
discounts, i.e club like rs owners club, (i know ft is on but still gotta ask) YES
discounts for partners to be insured too YES
2 car 1 policy NO BUT IT'S CHEAPER TO HAVE THEM INDIVIDUALLY INSURED WITH US ANYWAY
sound system covered YES
peronal belongings in the car, phones, shopping stuff etc (i.e christmas) YES
locks, i.e lose ya keys or something YES
track cover NO
thats about all i can think of at the mo






N_Dubz wrote:srry been a bit lazy lol
could you give a rough price plz? standard really i know its mainly for modded cars but everywere esle seems quite expensive![]()
fiesta mk3 xr2i 1.8 16v (105ps) 1992 model
standard engine standard shell (standard alloys from factory)
average miles 5,000 per year
used for (social pleasure only)
will be locked up secure in garage over night
immoboblised (factory) (non alarmed)
car valued @ £1,000
looking for 3rd part fire theft
age 21 (held full uk license for 4 years)
location uk
3 points ) DR10 ) 1years no claims bonus
thanks


Bob The Builder wrote:Thats bloody typical! EXCLUDES NORTHERN IRELAND!Why the fcuk are insurance companies still coming up with this age old, lame excuse, and as for risk you'd be more likely to walk outside and be struck by lightening than get your car stolen where I live! No troubles here anymore for them to used as an excuse!!! SOMEONE PLEASE EXPLAIN!!!! I DESPAIR!!!!
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CheeRS
Bob The Builder
ELM_US gone but never forgotten!


N_Dubz wrote:srry been a bit lazy lol
could you give a rough price plz? standard really i know its mainly for modded cars but everywere esle seems quite expensive![]()
fiesta mk3 xr2i 1.8 16v (105ps) 1992 model
standard engine standard shell (standard alloys from factory)
average miles 5,000 per year
used for (social pleasure only)
will be locked up secure in garage over night
immoboblised (factory) (non alarmed)
car valued @ £1,000
looking for 3rd part fire theft
age 21 (held full uk license for 4 years)
location uk
3 points ) DR10 ) 1years no claims bonus
thanks


andymac wrote:Can 3rd party extension be bought as an "add-on" for under 25's ?


xrsi wrote:N_Dubz wrote:srry been a bit lazy lol
could you give a rough price plz? standard really i know its mainly for modded cars but everywere esle seems quite expensive![]()
fiesta mk3 xr2i 1.8 16v (105ps) 1992 model
standard engine standard shell (standard alloys from factory)
average miles 5,000 per year
used for (social pleasure only)
will be locked up secure in garage over night
immoboblised (factory) (non alarmed)
car valued @ £1,000
looking for 3rd part fire theft
age 21 (held full uk license for 4 years)
location uk
3 points ) DR10 ) 1years no claims bonus
thanks
dont wish to sound like im having a pop there mate but thats like writing to a doctor and saying i have something wrong can you tell me what it is without me giving you the most important details about what is wrong!![]()
May have to give this a try when the fiesta is on the road!

andymac wrote:Can 3rd party extension be bought as an "add-on" for under 25's ?




N_Dubz wrote:xrsi wrote:N_Dubz wrote:srry been a bit lazy lol
could you give a rough price plz? standard really i know its mainly for modded cars but everywere esle seems quite expensive![]()
fiesta mk3 xr2i 1.8 16v (105ps) 1992 model
standard engine standard shell (standard alloys from factory)
average miles 5,000 per year
used for (social pleasure only)
will be locked up secure in garage over night
immoboblised (factory) (non alarmed)
car valued @ £1,000
looking for 3rd part fire theft
age 21 (held full uk license for 4 years)
location uk
3 points ) DR10 ) 1years no claims bonus
thanks
dont wish to sound like im having a pop there mate but thats like writing to a doctor and saying i have something wrong can you tell me what it is without me giving you the most important details about what is wrong!![]()
May have to give this a try when the fiesta is on the road!
np's what else should i have put in there?? .
there the main Q'S the ask really but i know what ya mean theres alot more it was just a rough estimate


Smo wrote:Is an engineer's report required for engine conversions?
Something I like about my current policy (Highway via HIC) is the simplicity of everything
Driving other cars, but not within the motor trade - would that include working for a factors? I.e., I'm not working on or with cars.



Smo wrote:OK cool. May well be in touch... I've just had my renewal come through and it's pretty good, but if it can be beaten, it would be nice!
Incidentally though, I do have track cover through Highway - Is this a broker-specific thing, as I see you say above that you do not provide it?






jayrs wrote:just wondering, you said one of the insurers is highway, which is who im with but ive noticed adrian flux doesnt offer some things that HIC does, even though they both quote from highway.
anyway the question is , do they offer a 2 car 1 policy, or as HIC does, insure a second car on a new insurance and they will mirror your NCB on the second car so you save money on the insurance?
the catch was though, if its mirrored, no matter what car you were in if you had a fault accident and lost some or all the NCB it comes off both cars
reason im asking as i may need/want to put the xr2 back on the road the same time as having my rs on the road



jayrs wrote:ive not made a claim so should be fine.
passed the details on to a mate who wants insurance for a fiesta ST



slaney21 wrote:im looking to put some new aftermarket parts on my car thursday. do you insure modified cars??





sinjon wrote:WOWjust rung them, i had a quote for my 2i from hastings direct for £276.01 no 1 could even come close to it, but chrisknotts can beat it by £25 if i send them proof of the quote, thats fantastic, they said it was a good quote but he didnt think they could beat it, but he came back with £25 off thats just amasing
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im sooooooooo happy.

